Is Vacation Insurance Worth It? Protect Your North Myrtle Beach Getaway
Add Peace of Mind to Your Beach Vacation Plans
You’ve spent months daydreaming about soft sands, warm ocean breezes, and the perfect North Myrtle Beach vacation rental. The bags are packed, the itinerary is set, and the excitement is building. But what if life throws a curveball?
A hurricane stirs up in the Atlantic. A sudden illness forces you to change plans. A work emergency cancels your long-awaited trip. The unexpected happens—and when it does, vacation insurance might ensure you don’t lose your investment or your peace of mind.
Thomas Beach Vacations partners with Red Sky’s Sun Trip Preserver to offer comprehensive coverage for trip cancellations, interruptions, travel delays, and more. Here’s why it’s one of the smartest decisions you can make for your 2025 beach vacation.
Why Vacation Insurance Matters for Your North Myrtle Beach Trip
A vacation should be about fun, relaxation, and creating memories. But sometimes, the unexpected can turn a dream trip into a financial headache. That’s where travel insurance steps in—protecting your trip, your money, and your sanity.
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Protect Your Vacation Investment
When you book your beach rental, you’re committing to a memorable escape. But if an illness, injury, or job change forces you to cancel, travel insurance can potentially reimburse your non-refundable trip costs.
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Stay Covered in Case of Weather Events
Booking a vacation in hurricane season (June–December) A named storm or a mandatory evacuation could disrupt your plans—but with travel insurance, you won’t lose your rental investment. If your home or rental becomes uninhabitable due to a natural disaster, your policy goes into effect.
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Get Medical Coverage While Traveling
Most health insurance plans don’t cover out-of-state or emergency travel medical expenses. If an accident or sudden illness happens, Sun Trip Preserver provides up to $25,000 in emergency medical coverage—saving you from unexpected hospital bills.
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Coverage for Delays, Lost Luggage, and Emergencies
Ever had your luggage go missing? Ever been stranded in an airport due to flight cancellations? Travel insurance includes:
✅ Trip delay reimbursement ($200/day up to $750)
✅ Baggage delay reimbursement (up to $400 for essentials)
✅ 24-hour travel assistance and identity theft recovery
What Does Thomas Beach Vacations’ Travel Insurance Cover*?
Thomas Beach Vacations offers Sun Trip Preserver by Red Sky, which includes:
- Trip Cancellation and Interruption – Coverage for sickness, injury, or unexpected job changes that force a cancellation.
- Severe Weather Protection – If a named hurricane or evacuation impacts your trip, your investment is protected.
- Home Uninhabitability – If your primary residence or rental property becomes unlivable due to a disaster, you can be reimbursed.
- Emergency Travel Assistance – 24/7 global assistance for medical emergencies, travel delays, and lost documents.
- Identity Theft Recovery – Additional support for fraud protection while traveling.
*Download full coverage details here.
Common Reasons You May Need Vacation Insurance
Hurricane Season in North Myrtle Beach
Hurricane season runs from June through December, and while the Carolinas don’t see storms every year, mandatory evacuations or severe weather can cause last-minute cancellations. Protect your trip in advance!
Sudden Illness or Injury
If you or a travel companion becomes sick before or during your trip, travel insurance helps cover medical costs and lost vacation time.
Work-Related Cancellations
Sometimes, your boss revokes your leave, your company relocates you, or an unexpected job termination disrupts your plans. These work-related emergencies are covered under Sun Trip Preserver.
Lost or Delayed Baggage
Airlines lose luggage every day. If your bags don’t arrive, insurance provides $400 for essentials to get you through until they’re found.
How Much Does Vacation Insurance Cost?
The cost of travel insurance is a fraction of your trip’s total price, usually between 4–12% of the rental cost. Factors that determine the price include:
✔ Trip cost (higher rental prices = slightly higher insurance cost)
✔ Number and age of travelers
✔ Length of stay
Compared to losing thousands in non-refundable costs, it’s a small price to pay for peace of mind.
How to Add Travel Insurance to Your Reservation
Adding Sun Trip Preserver travel insurance to your Thomas Beach Vacations reservation is simple:
📞 Call us at (866) 895-9315 (Monday–Friday, 9 a.m.–5 p.m.)
📩 Email us at vacations@thomasbv.com
Once added, your existing payments are applied to the insurance premium, instantly covering your trip.
Already booked? You can add insurance up to 45 days before your check-in date.
Can I Cancel Travel Insurance?
Yes! If you decide you don’t want coverage, you can cancel within 14 days of booking and receive a full refund of the premium.
To cancel, send a written request via:
📩 Email: vacations@thomasbv.com
📠 Fax: (843) 273-3001
After 14 days, the policy is non-refundable.
Book Your 2025 North Myrtle Beach Vacation with Confidence
A vacation should be stress-free—and with Thomas Beach Vacations’ Sun Trip Preserver coverage, you can relax knowing you’re protected from the unexpected.
Don’t let last-minute emergencies cost you thousands or ruin your beach getaway. Protect your trip now and enjoy peace of mind, no matter what life throws your way.
📞 Call (843) 273-3001 to reserve your rental and add travel insurance today!
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